You can check our lender comparison tool which allows you to compare lenders. If you submit a ‘quick enquiry’ form, one of our expert advisors will contact you to advise you whether the product you have chosen fits your requirements.
We make it our priority to fully understand your needs, your proposed project and your funding requirements. With access to the most competitive and flexible development finance lenders, we can assist you to get the best deal there is that will save you money and make the process as smooth as possible.
Alongside providing you with the development finance options, we will discuss the advantages and disadvantages, the costs, procedures, requirements and processes for each option. Once you have made your mind up we will work hard to arrange the finance for you within the shortest time frame possible.
Why choose Finbud?
- Fast short term funding
- Market leading rates
- Independent Expert Advice
- No upfront fees
- No broker fees ( standard cases only)
- Terms in 2 hours
Or call us on 0207 788 6627
Latest Development Finance Products
Compare property development finance lenders from across the market and apply online instantly.
Product DF01Apply Now |
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| Interest Rate 4.50% | Facility Fee 2.00% | Max LTGDV 60% | Max LTC 70% | Max Term 30 Months | Min-Max Loan £3,000,000 - £25,000,000 | Experience Required Yes | Notes Exit Fee On Negotiation |
Product DF02Apply Now |
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| Interest Rate 5.90% | Facility Fee 2.00% | Max LTGDV 60% | Max LTC 80% | Max Term 36 Months | Min-Max Loan £2,500,000 - £100,000,000 | Experience Required Yes | Notes No Exit Fee |
Product DF03Apply Now |
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| Interest Rate 7.00% | Facility Fee 2.00% | Max LTGDV 60% | Max LTC 90% | Max Term 18 Months | Min-Max Loan £500,000 - £20,000,000 | Experience Required Yes | Notes Exit Fee 1% of GDV |
Product DF04Apply Now |
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| Interest Rate 8.00% | Facility Fee 2.00% | Max LTGDV 70% | Max LTC 90% | Max Term 36 Months | Min-Max Loan £1,000,000 - £15,000,000 | Experience Required Yes | Notes No Exit Fee |
Product DF05Apply Now |
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| Interest Rate 7.50% | Facility Fee 2.00% | Max LTGDV 70% | Max LTC 90% | Max Term 36 Months | Min-Max Loan £1,000,000 - £50,000,000 | Experience Required Yes | Notes No Exit Fee |
Product DF06Apply Now |
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| Interest Rate 8.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 100% | Max Term 24 Months | Min-Max Loan £1,500,000 - £20,000,000 | Experience Required Yes | Notes JV - Profit Share On Completion |
Product DF07Apply Now |
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| Interest Rate 7.90% | Facility Fee 3.00% | Max LTGDV 65% | Max LTC 90% | Max Term 24 Months | Min-Max Loan £500,000 - £9,000,000 | Experience Required Inexperienced considered | Notes Exit Fee 1% of Loan Amount |
Product DF08Apply Now |
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| Interest Rate 8.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 90% | Max Term 36 Months | Min-Max Loan £2,000,000 - £20,000,000 | Experience Required Yes | Notes Exit Fee 2% of Loan Amount |
Product DF09Apply Now |
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| Interest Rate 9.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 100% | Max Term 24 Months | Min-Max Loan £750,000 - £5,000,000 | Experience Required Yes | Notes Exit Fee 2% of Loan Amount |
Product DF010Apply Now |
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| Interest Rate 9.00% | Facility Fee 2.00% | Max LTGDV 80% | Max LTC 90% | Max Term 36 Months | Min-Max Loan £5,000,000 - £100,000,000 | Experience Required Yes | Notes Exit Fee Negotiable |
Product DF011Apply Now |
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| Interest Rate 9.00% | Facility Fee 2.00% | Max LTGDV 75% | Max LTC 90% | Max Term 24 Months | Min-Max Loan £1,000,000 - £100,000,000 | Experience Required Yes | Notes No Exit Fee |
Product DF012Apply Now |
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| Interest Rate 9.00% | Facility Fee 2.00% | Max LTGDV 50% | Max LTC 90% | Max Term 24 Months | Min-Max Loan £150,000 - £3,000,000 | Experience Required Yes | Notes Exit Fee 1% of Loan Amount |
Product DF013Apply Now |
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| Interest Rate 10.00% | Facility Fee 2.00% | Max LTGDV 70% | Max LTC 85% | Max Term 36 Months | Min-Max Loan £1,000,000 - £100,000,000 | Experience Required Inexperienced considered | Notes Exit Fee 1% of Loan Amount |
Product DF014Apply Now |
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| Interest Rate 11.4% | Facility Fee 2.00% | Max LTGDV 60% | Max LTC 90% | Max Term 18 Months | Min-Max Loan £150,000 - £2,000,000 | Experience Required Yes | Notes No Exit Fee |
Product DF015Apply Now |
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| Interest Rate 11.4% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 80% | Max Term 24 Months | Min-Max Loan £500,000 - £10,000,000 | Experience Required Yes | Notes Exit Fee 1% of Loan Amount |
Product DF016Apply Now |
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| Interest Rate 11.88% | Facility Fee 2.00% | Max LTGDV 70% | Max LTC 90% | Max Term 18 Months | Min-Max Loan £50,000 - £5,000,000 | Experience Required Yes | Notes Exit Fee 1% of GDV |
Product DF017Apply Now |
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| Interest Rate 12.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 90% | Max Term 12 Months | Min-Max Loan £250,000 - £5,000,000 | Experience Required Yes | Notes Exit Fee 0.5% of Loan Amount |
Product DF018Apply Now |
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| Interest Rate 12.00% | Facility Fee 0.00% | Max LTGDV 80% | Max LTC 100% | Max Term 24 Months | Min-Max Loan £1,500,000 - £20,000,000 | Experience Required Yes | Notes JV - Profit Share On Completion |
Product DF019Apply Now |
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| Interest Rate 12.90% | Facility Fee 3.00% | Max LTGDV 75% | Max LTC 90% | Max Term 24 Months | Min-Max Loan £500,000 - £9,000,000 | Experience Required Inexperienced considered | Notes Exit Fee 1% of Loan Amount |
Product DF020Apply Now |
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| Interest Rate 15.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 90% | Max Term 12 Months | Min-Max Loan £26,000 - £1,000,000 | Experience Required No | Notes Exit Fee 1.25% of Loan Amount |
Product DF021Apply Now |
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| Interest Rate 21.00% | Facility Fee 2.00% | Max LTGDV 65% | Max LTC 100% | Max Term 12 Months | Min-Max Loan £500,000 - £10,000,000 | Experience Required Yes | Notes JV - Profit Share On Completion |
We will check your application carefully to make sure what has been chosen most matches your needs and help ensure that your application is completed successfully and your funds can be drawn down. We will be there to offer you advice and support throughout the process and you can rely on us to assist you where we can should any issues arise. Once your application is accepted the next steps prior to completion will be as follows:
1) The lender will visit the site
2) A valuation of the project will take place
3) Completion of all of the legals
4) Underwriter approves it.
What are the main factors that decide the maximum loan on property development finance applications
There are several factors to consider and several calculations are made to take into consideration the following:
Loan to cost (LTC)-this is used to compare the amount of loan offered as a percentage of the total cost of building the project. Loan to cost is typically 80-100%.
Loan to Gross Development Value (LGDV)-this is the maximum loan as a percentage of the GDV which is the value of the project on completion. The maximum loan to GDV is available at 80%.
Day 1 Position-lenders will consider the amount of money they must release at the very start so that the project gets moving. Typically, this is 65-70%. This can be more if you can provide additional security.
