Life Insurance

Looking after and protecting your loved ones financially should the worst happen.

Income Protection

What is income protection and how can it benefit you?

You may not have heard of income protection or have any clue as to how it works-but it is one of the most important forms of protection that you can have. Have you ever thought of what you would do if you were struck with an illness, disability or injury and were therefore unable to work –at some point you would lose your normal employment income.

Having a policy in place will ensure that you receive a monthly regular tax free proportion of your normal income. There must be a qualification period and the policy will continue to be paid until a set fixed amount of time has passed which would have been set at the outset and will continue to pay until you are well enough to return to work, you reach retirement age or at the end of the policy term. This type of insurance policy covers you for a significantly longer term than any other type of accident or injury policy.  It gives you the ongoing stability and peace of mind to continue with your life without your income being drastically affected as a result of an injury or ill health.

Finbud works with many providers to offer you the best income protection policy on the market. Give us a call if you would like a free no obligation quote.